Bankruptcy Debtor Court (Chapter 13) and Straight Bankruptcy (Chapter 7) DEBTOR COURT (CHAPTER 13)

• Stop Foreclosure.
• Stop Garnishment.
• Stop the I.R.S.
• Save interest.
• Pay one monthly bill.
• Restructure car payments.

STRAIGHT BANKRUPTCY 

(CHAPTER 7)

• Fresh Start.
• Wipe out your debts.
• Keep only debts you  want to keep and that the creditor, and law allow you to keep.

CREDITOR REPRESENTATION 

• Proof of Claims.
• Motions for Relief.

More about Bankruptcy  

We are a debt relief agency.  We provide assistance with respect to credit defaults, mortgage foreclosures, eviction proceedings, excessive debt, debt collection pressure, or inability to pay consumer debt.

Debtor court is a type of bankruptcy that is a payment plan for all of your bills.  You still pay interest on the secured debts, but you don't pay interest on the unsecured debts.

Chapter 7 is a bankruptcy where you wipe out all of the debts that you want to wipe out.  It actually gives you a fresh start because you can start over debt free.

For an extremely informative pamphlet on bankruptcy, please go to http://www.uscourts.gov/library/bankbasic.pdf provided by the Bankruptcy Judges Division of the Administrative Office of the U.S. Courts. Adobe Reader is required.

http://www.law.cornell.edu/topics/bankruptcy.html 

Notes from Trustee seminars

worksheet for bankruptcy

More important information for debtors

letter to debtors with bankruptcy information

Definitions (Click here to go to a legal dictionary) http://www.fifthdistrictcourt.com/dictionary/legal.htm  

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